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  Tel: (772) 538-4956.  Email: jalubarsky@aol.com Fax: (253) 540-4956
    Julie Ann Lubarsky, Public Adjuster
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Insurance Claims Consulting
Estimating & Preparing Your Claim 
Appraisal & Umpire Services
An insurance policy is dozens of pages and contains numerous provisions and stipulations written in technical and legal terms. Additionally, it contains various forms and endorsements which are constantly changing from year to year. Most Insured’s have difficulty understanding them. To be compensated for your loss, there are certain conditions which must be satisfied. Failure to do so could reduce your settlement or even cause your claim to be denied.
The Insurance Company Adjuster represents the Insurance Company. A Public Adjuster represents you and has the resources to help you through the maze of estimating, documenting and filing your insurance claims. Julie Ann Lubarsky has been a Multi-State tested, licensed and bonded Public Insurance Adjuster, since 2006. 
Risk Management​

Always available!
Scope of Loss, Forensic Accounting, Appraisals, Umpire and Expert Witness services available. 
Julie Ann Lubarsky's Risk Management program provides a complete assessment of all insurable assets, with data stored in a CAT5 secure facility. Portfolio evaluations are given twice annually and a Business Continuity plan formulated. One of our staff is on call 24-7, 365 to handle all prospective losses. This is a Commercial & Industrial program but Residential services are extended to a few very select clients.